Graha Co-Operative Housing Society LTD
Loans
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Loan
At Graha Co-operative Housing Society Ltd, we understand the importance of having a place to call home. That’s why we offer a wide range of housing loan options designed to make homeownership more accessible. Whether you are looking to purchase a new home, renovate your existing one, or refinance, we provide flexible terms, competitive interest rates, and a hassle-free application process. Our expert team is here to guide you through every step, ensuring that you receive the financial support you need to turn your dream home into a reality.
Graha Co-Operative Loans
At Graha Co-operative Housing Society Ltd, we provide a diverse range of loan options to meet the varying financial needs of our members:
Home Loan
Whether you're buying your first home, upgrading, or refinancing, our home loans offer competitive rates, flexible repayment options, and personalized terms. We simplify the homeownership journey for you.
Home Improvement Loans
Looking to renovate or improve your home? Our home improvement loans provide the financial backing needed to upgrade your space, whether it's adding an extra room, renovating your kitchen, or modernizing your home’s infrastructure.
Mortgage Loan
Our mortgage loans are designed to help you leverage the value of your existing property. These loans can be used for various personal or financial needs, including debt consolidation, business expansion, or educational purposes.
Short-Term Loans
Need quick access to funds for short-term requirements? Our short-term loans are available with easy approval processes, helping you meet immediate financial obligations without hassle.
Documents Requires for Loan
- Identity Proof: Aadhaar, PAN, Passport, Voter ID, etc.
- Address Proof: Utility bills, Aadhaar, Passport, Ration card.
- Photographs: Recent passport-sized photo
- Bank Statements: Usually for the last 3-6 months.
- Employment Proof: Offer letter or employment certificate (for salaried).
- Property Documents: For home loans – Sale deed, property tax receipt, etc.
- Loan Guarantor Documents (if applicable).
- Other Documents: Specific to loan type (e.g., vehicle registration for vehicle loans).